Consultant Helpline: +91 9883672737 | salamatsekh893@gmail.com
Core Banking Security Architecture

Rayhan Tech

Microfinance ERP
Complete Digital Banking & Microfinance Solution

India's Most Advanced Microfinance ERP Software

Manage Group Loans, Customers, Collections, Staff, Branches, Accounting, Reports and Analytics from one secure, high-speed unified platform. Built for JLGs, SHGs, and Micro-Lending NBFCs.

Rayhan Tech Core ERP Suite Interactive View
24 Enterprise Modules

Engineered for Seamless Field Operations

Everything required to automate group liability loan cycles, branch administration, and audit-proof accounting.

Group Loan (JLG)

Center meeting routines, leader assignments, and joint liability management.

Individual Loan

Single-borrower underwriting with flexible customized repayment schedules.

Gold Loan

Carat purity calculations, net weight valuation, and secure locker registers.

Savings & Deposits

Voluntary and compulsory savings accounts with automated interest postings.

Collection Management

Daily, weekly, and fortnightly collection scheduling with instant receipts.

Customer Management

Complete 360° member records, family co-borrowers, and credit histories.

Branch Management

Multi-branch architecture with decentralized controls and central tracking.

Employee Management

Staff performance scorecards, loan disbursement targets, and incentives.

Attendance & Tracking

Field executive attendance tracking, route history, and check-in logs.

Daily Demand List

Automated center-wise daily morning collection demand sheets in 1-click.

Collection Sheet

Quick bulk EMI entry grids for high-speed field recovery and verification.

Cash Book

Real-time physical cash tracking, field handover logs, and daily tallies.

Full Accounting

Double-entry general ledger, Trial Balance, Profit & Loss, and Balance Sheets.

Financial Reports

Portfolio at Risk (PAR 30/60/90), aging metrics, recovery rates, and Excel exports.

SMS Gateway

DLT-compliant automated transaction SMS for disbursal and EMI payments.

WhatsApp Bot

Direct EMI payment receipts and account statements pushed via WhatsApp.

Document Upload

Fast scanned document storage for Aadhaar, Voter Card, Pan Card, and land papers.

Digital Signature

On-screen touch e-signatures captured for loan application approvals.

Digital KYC

Instant verification pipeline preventing borrower identity duplication.

Role Based Access

Fine-grained permissions for Super Admin, BM, Field Officer, and Auditor.

Audit Log

Every single transaction, collection edit, and user login recorded permanently.

Secure Backup

Automated database and file snapshots with instant recovery options.

Dashboard Analytics

Interactive graphs illustrating daily cash inflow, collections, and trends.

2-Factor Auth (OTP)

High security OTP confirmation for staff logins and password changes.

Flexible Pricing

Simple Investment, Maximum Return

Choose between cloud-hosted software or a full lifetime source code buyout.

Standard Branch

For single branch institutions

Custom / branch

  • JLG & Individual Loans
  • Daily Demand Sheet
  • Staff Mobile Access
  • Cash Book & Passbook Print
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Full Source License

For NBFCs & software businesses

One-Time / buyout

  • 100% PHP / MySQL Source Code
  • Your Own Custom Domain Branding
  • Hostinger/AWS Deployment Setup
  • Direct Developer Support
Speak with Developer
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✨ Welcome to Rayhan Tech! 🚀

To discuss features or purchase our Microfinance ERP Software, please directly call our lead developer Salamat Sekh at 📞 9883672737. 💼

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